I live in Andorra, here of all medical expense (medicines, medical visits, analysis, controls, etc.), we pay 100% the user (patient), a posteriori (1 week later as maximum) the CASS (Caixa Andorrana de SecuritySocial) returns 75% of the amount in your bank account.
We are already used to this so, you know that when you go to the doctor you pay and then they (the CASS) return you 75%, if applicable.
I do not know if it is the best system but when you go to the doctor, in the consultations you see people who need a medical visit, not to people who have nothing to do and spend the afternoon (always after watching a television novel) occupying timeof the doctors, who are quite saturated, and monopolizing medications for homemade pantry.
This is the experience that I have detected when I ever on vacation in Spain I needed to go to the emergency room, I have found saturated emergencies and not always people with true needs of the service in question.
Obviously I am not generalizing but people have to be responsible for the cost of health and especially the wonder of never having to pay anything.
With this I am not exculpating the politicians, who have been the authentic guilty of the current situation of our health (Spain, Andorra, France, etc.), since they have created true kingdoms of taifas in all sectors in which they could hide, they, their political parties, the companies of their relatives, or simply the people with whom they were politically indebted.
The real situation is that there is no hard, here in Andorra they are beginning to limit the visit to specialists outside the country, before it was usual to be visited by a specialist in Spain or in France.
Used as people swallow and nothing never happens, then go ahead, now I restricted the strips, then I limit visits to specialists, and if I still need money because what I do will see.That if I am never going to consider the economic shit of all the countries in the flu A and the cost that this has meant, so that if the patients (taxpayers) never complain.
Now they want to delay retirement, I wonder when a worker 38 years ago was discounted part of his salary to have a dignified retirement assured tomorrow, that was not a full -fledged contract between the receiving administration of themoney and the monthly paying worker of the amount.
Contract that now after dilapidating public money for years, that not us, since we continued paying, hoping to finish our working life quietly and with a worthy pension, assured by them at that time.It turns out that it is no longer so that we live the contract every day and extend the work life.
If I try to do the same with the bank, I renew my mortgage because as I am going to live more, not that is not so if you do not pay ..., and they with 8 years of service (mangoneum, or two legislatures) charge the100%.
Where I lame ... These people have studied and where I take ... I have left my integrity to continue enduring, and keep thinking that there is nothing to do.
I'm sorry, what a message I just gave birth, but it's that I am more tired and more frustrated every day.